When it comes to what is in most cases our biggest monthly outlay, our mortgages, many of us simply shrug our shoulders and pay. Interest rates change and so do our mortgage repayments, we talk about it, it appears on the news, but can we really do anything about it?
The answer is yes but many of us choose not to. Mortgages seem complicated, with so many products, different percentages quoted, and don’t even talk about the charges.
That’s where Wimborne Financial Services Ltd, whole of market mortgage brokers in Wimborne (near both Poole & Bournemouth), Dorset can help. Unlike your bank or building society, we have access to not only one lender’s products but across the whole of market, some of which are not available from your local high street bank. We can use our experience to work out exactly how you might be able to save money on your monthly outgoings and across the term of the mortgage as a whole. We are committed to finding the right mortgage for your specific circumstances.
By asking a few simple questions about your circumstances and importantly your household income and expenditure, we can work out exactly how much you can afford to borrow and how much a lender is willing to lend.
If you think you are paying too much on your mortgage, don’t know where to find the best rates or simply want help on finding the right mortgage for your own circumstances, then give us a call on 01202 888591.
Your home will be repossessed if you do not keep up repayments on your mortgage.
Wimborne Financial Services Ltd charges a fee for mortgage advice and administration of any application. The precise amount will depend upon your circumstances but we estimate that it will be £350, but may range from £200 up to 1% of the mortgage (i.e. £1000 on a £100,000 mortgage).